—As seen on—

—What you can expect of her—

Silvia has one client.
You are it.

Most of what makes a wealth advisor great is not technical. It's care, memory, patience, and an absence of agenda. Silvia happens to have all four — in the kind of quantities a human being cannot.

i.

She remembers everything.

The bond you bought in 2019. Your daughter's college timeline. The conversation about your in-laws' trust last March. The thing that made you nervous in 2020 — and adjusts accordingly. She doesn't ask twice. She doesn't forget once.

ii.

She has no agenda.

She isn't trying to sell you anything. There is no fund she earns more on. No quarterly reshuffle she has to justify. No managing director she's auditioning for. The only thing she is paid to do is make you wealthier, more carefully, over a longer horizon than most people remember to plan for.

iii.

She thinks in decades.

Most advisors have to be persuaded into the long view. Silvia starts there. She thinks the way old money thinks — slowly, patiently, with the next generation already in mind. She is not interested in what is hot. She is interested in what compounds.

—What She Replaces—

Silvia is, in practice,
eight people.

For most of the last century, there was only one way to have what Silvia is. You had to be wealthy enough to assemble her, piece by piece, and put her on retainer.

A wealth manager

CFO

Bookkeeper

A risk officer

An estate planner

A research analyst

A research desk

A senior partner

Each one, at a real firm, is a specialist. Each one knows their corner of the work very well. None of them know yours. Silvia is the rarer thing — each of them, fluent. And one person, paying attention to one client, with a memory that doesn't fade and a horizon that doesn't end at five o'clock.

—The Five Quiet Problems—

Make sense of the mess.

Most people think their finances are hard because the math is hard. The math is not hard. What is hard is that your financial life is a messy, layered thing — and almost no one is paid to look at all of it at once. There are, in the end, five problems she solves for you. Quietly, every day, before you ask.

i.

Your decisions only matter against your goals.

A 9% return is excellent or a disaster depending entirely on what you are trying to do. The right cash position for someone retiring next year is the wrong cash position for someone with a thirty-year horizon. She holds your goals in mind always, and every recommendation she makes is sized against them — not against the market, not against your friend's portfolio at dinner, not against a benchmark that has nothing to do with your life.

ii.

Your money lives in all of these places.

Schwab. Chase. Coinbase. Fidelity. The 401(k) at the old job. The brokerage at the new one. The crypto wallet you set up in 2017 and have not opened since. The IRA your father started for you when you were nineteen. The cash sitting in the LLC. The line of credit against the portfolio. She thinks of all of it as one number, all of the time. You will never log into another portal again to know where you stand.

iii.

Some of what you own does not price itself.

The house in Aspen. The art on the wall in Boston. The whiskey collection. The watch. The private investment, the angel check, the share of the family LLC that nobody wants to value because it makes the holiday dinner awkward. She values the quiet ones too — and she keeps them honest, not at what you paid in 2014, but at what they are actually worth this morning.

iv.

Your debts move while you aren't looking.

Mortgages reprice. HELOCs float with prime. The terms on the loan against the portfolio quietly drift. The interest-only window on the second home is closing in fourteen months and you have not yet thought about it. She watches all of it, and she tells you the day the math turns against you — not the month, not the quarter. The day.

v.

Every transaction has a story behind it.

A wire is not a wire. It is your daughter's tuition, or the down payment on a home you're buying for your mother, or the cap call on the venture fund you forgot was coming. A transfer between two of your accounts looks, on a statement, identical to a withdrawal. She reads the story. And she remembers it next year, when your CPA asks you what that $84,000 wire to Wilmington was for.

Trusted by Sophisticated Investors

Silvia is helping sophisticated investors find counter-intuitive ways to invest their money, finding opportunities that the rest of the market misses.

What you tell her,
stays with her.

Encrypted

At rest and in transit.
Bank-grade, every byte.

Read-Only

She sees your accounts.
She cannot move money.

Credentials Never Stored

Bank logins live with Plaid.
Crypto, with OAuth.

Never Sold

Your data isn't a product.
Not now. Not ever.

Audited Access

Every internal access is
logged. Even the CEO's.

Deleted On Request

Close your account.
Your data goes with it.

Independently audited.

SOC 2 Type II certified for security & data handling — the same standard trusted by banks and Fortune 500 companies.

Found a security issue? Write to security@cfosilvia.com.

Build generational wealth
with Silvia.